Seattle Homes For Sale Blog

Nov. 16, 2011

Redmond Homes For Sale - Advice For Prospective Buyers Regarding Your Finances|

When you are in the process of thinking about buying your own home, you are naturally likely to be very excited and thinking about the possibilities regarding your proposed new home. After all, when looking at Redmond homes for sale, you'll be imagining the type of home you want, the style, the number of rooms and even details like the type of carpets or tiles and so on.

However, as boring or unexciting as this next part may sound, it is also very important to make sure that you  have worked out exactly what all the costs will be when considering buying your new home.  The reason I say this is that in addition to the cost of the house itself, there are other costs like transfer fees, loan fees, as well as ongoing fees like insurance, electricity, water and so on. However, it is OK to still think about a house, as long as you factor in all the expected expenses, so you can more accurately see what you can really afford.

My reason for explaining this to you here is to ensure that you ultimately end up with a home that you can actually afford and enjoy. Even if your new home is a little smaller than you might have preferred, it is better to start with something that will allow you to step into the market, and then, after some time, either to work on renovations or extensions, or think about trading uo to a bigger house. However, it is essential to start off at a level you can manage financially, to eliminate any undue or unnecessary stress.

There is nothing worse than financial pressure to take away the joys of your new home. In fact, it can cause dramatic problems for you, in other areas of your life. Therefore, I recommend you take some time to work out what you really can afford. Taking an hour or two to do your sums, to calculate your earnings and expected expenses will make selecting your home an easier process. When you know exactly how much you can afford in loan repayments on a monthly basis, you can search for Redmond homes for sale in your known price range.

Being clearer on what you can afford will also help you to spend more time focusing on the homes in your price range, and lessen any disappointment when looking at a more expensive home. Furthermore, when you look at potential homes, you will be able to look for styles and types that can be modified or improved later on, if you are not able to find everything on your list on the first attempt. Many people who get into the home market actually work this way. It is far safer and easier in the long run to start a little smaller and work your way up.

Looking at Redmond homes for sale is about setting off on a journey of anticipation and creating your ideal home. With planning and a clear budget, you will be better prepared to set out on this special  search. I wish you all the best in finding your ideal home.

Nov. 16, 2011

Kirkland Homes For Sale Has The New Home, Condo Or Land Of Your Dreams

Kirkland Homes For SaleIf you are searching for a new home, condo, lot or parcel of land, Kirkland Homes For Sale will help you find the ideal real estate to suit your needs. Shopping for a new house is an exciting time for home buyers, but it can also be stressful as well. Buying a home is a big financial commitment, so you might feel a lot of pressure to feel certain you are making a sound investment.

In addition, most people who buy real estate intend to own their property for a long time, so you might also be apprehensive about making the wrong decision or buying impulsively. That is why before you shop Kirkland Homes, it is important that you take time to identify what is important to you first, so you feel more confident in your decision. This will help a real estate agent assist you better, too, by knowing what it is you are looking for.

The first criteria to consider when shopping for real estate is location. Kirkland Homes For Sale has different types of property, suitable for all budgets, in many different cities. Consider important factors such as the distance you will have to commute to work as well as the quality of schools in the area, if you have children. Also, decide if you would prefer a more urban setting, a neighborhood subdivision or the more rural countryside.

The next step to take is to define how much house you can afford. You won't be able to enjoy your home if you are continually feeling financially burdened, due to a large monthly mortgage payment. This figure should take into account not only your mortgage but also your monthly homeowner's insurance payment and property taxes, which are additional expenses that come with purchasing real estate.

After you've determined the location and budget parameters for your new home, it is time to decide what type of real estate would best suit your needs. Kirkland Homes For Sale has a wide selection of homes, condominiums, lots and land parcels. Whether you are interested in buying a lot and building a brand new home, moving into an existing home or prefer the easier upkeep of a condo, be certain to inform your real estate agent of the different types of homes you are willing to consider.

Another consideration, before you shop Kirkland Homes, is determining if your budget can allow for any extras. Some neighborhoods and condominiums have home owner's associations, that require various dues and other costs. Buying a larger parcel of land or lot might be within budget, but lawn care can be a very expensive added expense. If purchasing an older home, be sure it isn't in need of large upgrades like a new roof or furnace in the near future, if your finances cannot accommodate the costs involved in these repairs.

Kirkland Homes For Sale can also assist you better if you clearly identify the features you desire in your new home. First establish if you have a preference for the style of home, such as ranch, bi-level or two story, as examples. Next, list the number of bedrooms and bathrooms you prefer and any features they should have such as a walk-in closet, full bathtub or shower. Other preferences such as a large kitchen, formal dining room, two car garage or fenced yard should also be addressed. It is helpful to prioritize what your perfect home would have, to assist in finding the right home for you. Clearly rate what is an essential quality that must exist as well as items you are willing to compromise on, if other criteria are met. You would hate to miss out on the perfect home, only because it lacked a backyard fence, which could have been added later.

By carefully identifying what you want in your new home, you can feel more confident that you are making a wise investment, to be enjoyed for a lifetime. Do keep in mind, when browsing for real estate, that aesthetic qualities such as paint color, flooring type or desiring more modern appliances can all be changed in time, and shouldn't stand in the way of finding an otherwise perfect home that meets your criteria. Once you've identified what you are looking for, Kirkland Homes For Sale will help you find that dream home.

Oct. 25, 2011

Kirkland Homes For Sale Market Update

The real estate market has had many ups and downs in the past year, and 2011 has been a down year in terms of sales and pricing. Home prices have dropped lower than previous decades, and there are less people on the market looking for a home than in the decade past. Although home prices have dropped across the United States, Kirkland real estate home prices have remained above the United States average of around 180,000 USD, dipping to about 345,000 USD for the typical home purchase in Kirkland, WA. 

Kirkland, WA is a city of around 78,000 people making it a typical suburban area in the United States. The homes in the area are of many varieties, including single family homes, condominiums, and multi family homes with a good mix in interest of each category currently. The Kirkland community has a good mix of residential family demographics, with several double income no children households with high incomes and higher than average mortgages, many busy families with children, and some affluent couples with no children settling down in the area. The mix in residents makes the market for both family homes, and condominiums attractive in the Kirkland community, with many childless active couples opting for beautiful condominium packages, and many of the families settling down in several different great neighborhoods in the Kirkland area. 

Working with a realtor to find Real Estate in Kirkland will be the first step to finding a good deal in the Kirkland housing market. Many of the realtor's in Kirkland, WA have been in the Kirkland market for a long time, and can show the best properties to fit any budget or family structure, and can work out a deal that will be attractive to both the buyer and seller. Kirkland homes for sale can go quicker than many parts of the United States, so working on a home purchase deal should be done as soon as possible with the help of Kirkland realtor's. To begin research on homes for sale in Kirkland, visit the Kirkland, WA website to search for homes and get more information about the city.

March 18, 2011

Kirkland News: Council's Retreat Broadcast Live March 21, 8 a.m.

The Kirkland City Council will hold its annual retreat on Monday, March 21, 9 a.m. to 4:30 p.m. and Tuesday, March 22, 9 a.m. to 12 p.m. at Kirkland City Hall, Peter Kirk Room, 123 5th Avenue. The first day of the retreat will be broadcast live on the City’s website and available for current city residents to watch on Comcast Channel 21 and Frontier Communications Channel 31. On March 21 the City Council will discuss strategic planning and the 2013-2014 budget process. On March 22, the City Council will hold general discussion from 9 to 10 a.m. and then tour the annexation area. To view the complete agenda and to watch the March 21 meeting, go to www.ci.kirkland.wa.us/TV and select “on-demand”.  [3.18.11]

Source: http://www.ci.kirkland.wa.us

Posted in Kirkland News
March 17, 2011

Home Purchase: A Business Opportunity

Buying a home as a business venture is the trend nowadays. More and more home buyers are considering this idea that home purchase is not only a personal necessity, but a business opportunity for them. Looking at the situation now, increase in the number of foreclosed homes are rising. This means that more people are losing homes. The loss of others can be your ultimate gain. By investing on such properties and placing it on occupancy, you can get income from it.

You need to be objective on this matter. First, when you purchase a foreclosed home, most probably, the price is lesser than its current value. This is an investment itself. Aside from few renovations and improvement to increase its rent value, minimal maintenance is needed. Your monthly expenses on it is not that huge either. You can have few options for the place. You can have the entire home for rent or you may opt to have its rooms for rent. Both can be a profit, but if you are living on the same house, it would be more advantageous for you to have the rooms for rent.

Aside from earning from rent, another income that you can get from it is the increasing value. Real estate investment is one of the few industries in the market today that experience decrease in value over a period of time. In most cases, as the years pass by, the value increase. Its value can increase dramatically if good renovations and improvements are made. It can increase tremendously more than the value you are thinking. It is truly a great deal of business if you will look at it in a different prospective aside from your basic need.

Establishing a business office for it can also be an option. This may require you certain permits, depending on which state you are situated. This can be your profit by lessening your operational expenses. Commercial areas are very expensive. If you would lease a place, it may cost you up to thousands of dollars for one month. That can be your savings if you have your own place.

Home purchase is indeed a business venture. You just need to know how to utilize it and make the most out of your money. Everything can be on your side, if you have the guts to invest and make it work. If you are not that sure on your investments on real estate, consult experts that can help you decide which path to take. It is good to know where you are stepping on.

March 16, 2011

Kirkland News: Council Approves Contract with Waste Management, Inc.

At its meeting on March 15, 2011, the Kirkland City Council unanimously approved a seven-year contract with Waste Management, Inc. (WMI) for the collection of garbage, recyclable items and compostable materials beginning on July 1, 2011. The contract provides for services to residential, multi-family, and commercial properties in current city limits and the Finn Hill, North Juanita, and Kingsgate areas currently served by Allied Waste Services that will be annexed to the City on June 1, 2011.

Negotiated service enhancements include limited restoration of weekly garbage collection at 22 city neighborhood parks, a later morning start time of 7 a.m. in single- and multi-family areas, collection of compact fluorescent bulbs (CFLs) in WMI-provided sealable bags, and curbside collection of bundled plastic grocery bags. Other service improvements include Christmas tree collection in the first two weeks of January, installation of solar-powered garbage compactors in the Central Business District, replacement of diesel vehicles with compressed natural gas (CNG) vehicles by July 31, 2012, and separate colored multi-family and commercial (blue) recycling dumpsters to avoid confusion thus reducing recycling contamination rates. The new contract provides that if WMI misses service for two or more consecutive weeks due to inclement weather, WMI will deploy garbage and recycling trucks in affected service day area(s) where customers can drop off garbage and recyclables at no charge.

The City’s Utility Billing Division will assume the billing of annexation area customers. The negotiated rates package includes a single 9.7% contract rate increase to WMI effective on July 1, 2011 which may translate to up to a 3% garbage bill increase charged to customers starting January 1, 2012. The City Council will consider customer rates in Fall 2011.

For more information about the contract, contact John MacGillivray, Solid Waste Coordinator, Kirkland Public Works Department, at 425-587-3804 or jmacgillivray@ci.kirkland.wa.us. [03.16.11]

Source: http://www.ci.kirkland.wa.us/

Posted in Kirkland News
March 4, 2011

Home Purchase Success Secrets

What is the ultimate success of a person? Some may say that it would be the amount of money in bank. Some may weigh success with fame and popularity. True success is having stability in life. One of the first things to secure in life is the basic need of shelter. Why is it important? It is because it is usually the biggest part of the salary pie. If this is secured, a huge chunk of expenses would also be cut off from the budget and more savings will flow into your bank account. This can only be achieved if you start investing now for your future. Simple may it seem, but the challenge remains to be tough.

First thing a home buyer should do is to make financial set-up. It is the concrete plan that you do to make your finances aligned with your projected expenses for your purchase. This can be done by you. It is good to include the estimated monthly mortgage of your preferred home. On this way, you can prepare budget for it. It is important to consider such additional load to avoid problems in the long run. Do not underestimate. It is better to make it few hundred dollars above of the quoted amount.

Second is to search of credible real estate partners. Your success on your endeavor can be more achievable if you have incredible and hard working team with you. Get experienced real estate agents. Though they may be pricier than other, but you are assured of an efficient and smooth process ahead of you. You can also expect additional tips that may give you more discounts and advantages. You can ask friends and families for recommendations. You can visit their sites and look for testimonials of their previous clients.

Lastly, you need to study the steps on home purchase. Having a good understanding on each step may give you smother process. You do not need to do tons of things all over again because of your lack of knowledge. It can also give you more efficiency, not only in terms of finances, but also with your time. Good deals can also come into your way if you know where to get them. It can also make you have the best value out of your money.

Try doing these things and you can be on your way to your new home with ease. You can be a successful home buyer and a home owner.

Posted in Buying
Feb. 28, 2011

Kirkland News: City Begins Ambulance Transport User Fee Program March 1

On March 1, 2011, the Kirkland Fire Department will initiate its Basic Life Support (BLS) Transport User Fee Program. The program was established to create a sustainable revenue source to support essential medical services and provides for the reimbursement to the City for the cost of an ambulance ride. The program applies to patients who are transported by the City of Kirkland Fire Department to a medical facility. The City will bill persons who are transported by the Fire Department from within the City of Kirkland and King County Fire District No. 41 service areas. Persons without insurance will be billed for the full fee but may be eligible for financial assistance. The transport fee is $600 plus $14 per mile. For program details, go to www.ci.kirkland.wa.us/emstransport.

“No one will ever be denied service based upon ability to pay or whether they have health insurance,” notes Fire Chief Kevin Nalder. “Ambulance transport is a standard service covered by insurance companies and we estimate that more than 90% of patients we transport have health insurance.”

If a patient requires Advanced Life Support treatment and transport, the user fee will not apply as those services in King County are provided regionally and fully funded by the voter-approved King County EMS (Medic One) levy.

Patients already pay for Emergency Medical Service (EMS) transportation coverage in their health insurance premiums and insurance companies recognize that ambulance transportation is a normal cost associated with patient care during medical emergencies. The City has contracted with a third party billing service company, System Design West.

For specific information about Kirkland’s BLS Transport User Fee Program, contact Capt. Mark Jung at 425-587-3650 or mjung@ci.kirkland.wa.us. [02.28.11]

Source: http://www.ci.kirkland.wa.us

Posted in Kirkland News
Feb. 7, 2011

Real Estate Tips #2: Searching Online

Are you fed up of you in search of a whole new house? Traveling back and forth and seeking on classified advertisements make you worn out. I think it is about time to shift choices. These days, the world power of your online spreads even in real estate. Acquiring a house may be very simple and quick. With a single click of the mouse, you are days away from your old house to your new residence.

There are numerous advantages of online real estate alternative. First is the fact that you don't spend too much time searching for it personally. A lot of the searching is on the internet sites which have photos of the house available for investment. You can have closer search at it on unique angles. You can also see a number of houses without having moving an inch. This is definitely convenient particularly for all those men and women working and do not have much time for you to invest on seeking.

Second, it offers flexibility. On your searches, you are able to have your choice on it. You can indicate your budget, favored location, and in many cases the number of people who might be residing in it. With information like that, your search might be quick listed according in your preference. Also, you are able to have online credit evaluation and estimation. It really is simpler for you to acquire a quick concept about your chosen house just before proceeding to the purchasing part.

Third, many of the online sites have real estate representatives that happen to be skilled and also have an incredible understanding on housing methods. You do not need to go through the procedure alone. Somebody will aid you all throughout, from your search up to the closing of offers. You may pay additional expenditures for their providers, however you could be assured which you get the most effective purchase you may. In totality, you'll be able to preserve time, dollars, and work, with them on your side.

On the net, real estate sites are truly helpful for modern day household search. It is crucial as well to make sure that the site that you are dealing with have an excellent background. You may read through feedback from their prior consumers. Be concrete on your investment. It is more than just a house; it truly is your home.

Posted in Buying, Kirkland
Feb. 5, 2011

Reall Estate Tip #1: Weighing Variables

All home buyers want to have the best out of their money. This is not easy to achieve especially if the home buyer is inexperienced on home purchase. Some may appear so advantageous but in reality, it is not. This is a typical situation on house buying.

To get the best in the market, it is vital to know the essential factors that a home buyer should consider. These factors are important walls of a successful bid for your new home. Weighing these variable can spell the difference.

• Price - This is one of the most prominent elements. If you are opt to buy a home within a specific community, it is advisable to take a look of the common price range of the similar homes within the area. When the price is well inside the range, the amount is acceptable. It is also good to check the tax history of the home to ensure that it is updated to prevent from paying it on your own.

• Condition - Checking the total appearance and condition of the house is vital in consideration of its price. You can really determine if it is a good purchase when the house is in good condition and its price is acceptable. Most of home buyers skip the checking part. In majority of the cases, buyers only check the outer appearance of the house. This is not good because there are homes that look good, but the condition is in bad shape.

• Mortgage Plan - if you do not have the full amount in your pocket, most probably you would be entering a mortgage agreement with your bank or a lending institution. It is crucial to look into all specific details to ensure that you understand all its restrictions and provisions that come with it. Make sure that you know how much you need to pay your lender every month. Be sure that you are capable of producing the amount to prevent foreclosure. You can also seek some help to avail zero down payments. Some lending institution can assist you with such loan.

Always remember that purchasing a home can be easy if you know what to consider and what not to consider. It is best to get real estate representative to work with you. A great agent can give you advices that can help you with the entire process of home purchase.

Posted in Buying, Investment, Mortgage